Credit

Good morning, AI enthusiasts. The AI shopping revolution is here — and each Visa and MasterCard are laying the payment rails for the net’s agentic future. With latest platforms allowing agents to finish purchases on...

Historically, regional banks and credit unions have built their brands through personal relationships with their account holders. For instance, it wasn’t unusual so that you can know the name of your teller’s spouse and...

In recent times, the financial services industry has been spearheading innovation with fintechs, digital banks, and other tech solutions — the sector consistently ranks at the highest of VC investment. Nonetheless, the case hasn’t...

Bank card fraud detection is a plague that every one financial institutions are in danger with. Normally fraud detection could be very difficult because fraudsters are coming up with recent and revolutionary ways of...

OpenAI officially launched video creation artificial intelligence (AI) ‘Sora’. Starting today, ChatGPT paid users in most countries, including the US and Korea, can create a limited variety of videos depending on their plan. OpenAI launched...

What's our problem?Why not Decision Trees but Random Forest?Fraud Detection.Evaluation of our model.Hello everyone, in today’s article we are going to review a fraud detection problem with a random forest algorithm. We can have...

Hello, and welcome to my blog series! I actually have all the time desired to share my thoughts and insights on credit risk within the banking industry. As a Junior Author and Data Scientist/Quant,...