Credit

project, it is commonly tempting to leap to modeling. Yet step one and crucial one is to know the info. In our previous post, we presented how the databases used to construct credit scoring...

going through a deep transformation driven by technological progress. These changes affect all sectors, especially the banking industry. Data professionals must quickly adapt to grow to be more efficient, productive, and competitive. For knowledgeable...

. Compliance wants fairness. The business wants accuracy. At a small scale, you'll be able to’t have all three. At enterprise scale, something surprising happens. Disclaimer:  The Regulator’s Paradox You’re a credit risk manager at a mid-sized...

Good morning, AI enthusiasts. The AI shopping revolution is here — and each Visa and MasterCard are laying the payment rails for the net’s agentic future. With latest platforms allowing agents to finish purchases on...

Historically, regional banks and credit unions have built their brands through personal relationships with their account holders. For instance, it wasn’t unusual so that you can know the name of your teller’s spouse and...

In recent times, the financial services industry has been spearheading innovation with fintechs, digital banks, and other tech solutions — the sector consistently ranks at the highest of VC investment. Nonetheless, the case hasn’t...

Bank card fraud detection is a plague that every one financial institutions are in danger with. Normally fraud detection could be very difficult because fraudsters are coming up with recent and revolutionary ways of...

OpenAI officially launched video creation artificial intelligence (AI) ‘Sora’. Starting today, ChatGPT paid users in most countries, including the US and Korea, can create a limited variety of videos depending on their plan. OpenAI launched...