Suncheon City, Jeollanam-do (Mayor Noh Gwan-gyu) has signed up for ‘Citizen Safety Insurance’ for all residents in 2025 to guard residents from various disasters and accidents in every day life.
This policy focuses on expanding insurance items and maximizing operational efficiency, further strengthening the citizen safety net.
This ‘Citizen Safety Insurance’ breaks away from the present individual insurance operation method and integrates ‘Citizen Safety Insurance’, ‘Bicycle Insurance’, and ‘Onnuri Public Bicycle Insurance’.
Through this, the method for residents to receive insurance advantages was simplified and the budget was saved by roughly 120 million won.
All residents (including registered foreigners) who’re registered as residents of Suncheon City are mechanically enrolled in insurance with out a separate subscription process, and it’s mechanically canceled once they move out. The contract period is ready from January 1 to December 31, 2025.
Expansion of coverage items, latest traffic accident treatment expenses for youngsters
A complete of 10 coverage items have been prepared in 2025, and particularly, a brand new item has been added, ‘Treatment costs for traffic accident injuries while children are walking’. This can be a measure to cut back the burden of medical expenses for youngsters attributable to traffic accidents and supply practical support.
Meanwhile, the accident medical expense support item was adjusted to forestall duplicate compensation, allowing for more efficient management of insurance resources.
Other local governments in Jeollanam-do are also implementing citizen safety insurance, but Suncheon City has sought to distinguish itself through expansion of coverage items and integrated operation.
For instance, Mokpo City operates basic citizen safety insurance specializing in support for medical expenses for injuries, but doesn’t operate integrated bicycle insurance and public bicycle insurance like Suncheon City.
As well as, the creation of a brand new child traffic accident category is evaluated as a pioneering attempt even in Jeollanam-do.
In the longer term, if AI technology is applied to citizen safety insurance, ▲real-time accident detection and response (using AI-based data evaluation and IoT devices to determine a system that permits insurance firms to reply immediately after an accident occurs) ▲automation of insurance claims (recording of accidents using AI) By analyzing and automating the insurance claim process, we will expect to cut back inconvenience to residents and increase processing speed.
As well as, ▲Risk prediction and prevention (AI model may be used to research risk aspects within the region and implement a system that guides residents on preventive measures) ▲Efficient financial resource management (By analyzing insurance claim details and accident data with AI, duplicate claims or fraud may be prevented) It is feasible to forestall claims and maximize resource efficiency.
Suncheon City’s ‘Citizen Safety Insurance’ is an example that reminds us of the importance of citizen safety and is serving as a model for other local governments. Citizen safety insurance has established itself as a crucial system that quickly recovers from damage attributable to disasters and accidents and helps people get better from every day life.
A city official said, “We are going to provide practical advantages to more residents through expansion of coverage items and efficient operation,” and “We’re looking for ways to innovatively improve insurance operations by incorporating AI technology and further strengthen the citizen safety net.” .
For further details, please contact the Suncheon City Citizen Safety Insurance Integrated Call Center (1522-3556) or the Suncheon City Safety Management Department.
Reporter Yang Jun-seok kailas21@aitimes.com
